TIRE & WHEELS FINANCING – METRO VANCOUVER

GET YOUR TIRES & WHEELS NOW.

PAY OVER TIME.

Don’t let budget hold you back from safe, reliable tires. Vancity Tires offers flexible financing for drivers across Vancouver, Richmond, Burnaby, Surrey, and the entire Lower Mainland — with no credit check required and near-instant approval based on your vehicle’s value.

$10K

MAXIMUM FUNDING AVAILABLE

0

CREDIT CHECK REQUIRED

36

MONTH PAYMENT TERMS

GUARANTEED INSTANT APPROVAL*

HOW IT WORKS

Financing your tires at Vancity Tires is straightforward. From application to installation, here’s what Metro Vancouver drivers can expect:

01

Check Your Amount

Apply online in minutes. Approval is based on your vehicle’s wholesale value — not your credit score. Most BC drivers with a vehicle under 10 years old qualify.

02

Get Instant Approval

Pre-approvals are issued the same day, often within minutes. No waiting, no uncertainty — just a clear number to work with.

03

Choose Your Tires

Visit Vancity Tires and pick from our full selection of all-season, winter, all-weather, and performance tires for any vehicle make or model.

04

Drive Away & Pay Later

Tires installed at our Metro Vancouver location. Make biweekly or monthly payments that fit your schedule — no money down, no surprises.

WHY IT WORKS FOR YOU

Our financing program is built around your vehicle’s value — not your credit history. That makes it one of the most accessible tire financing options available to Metro Vancouver drivers today.

No Credit Check

Approval is based on your vehicle’s wholesale value via Canadian Black Book. Your credit score is never accessed.

Near-Guaranteed Approval

If your vehicle is less than 10 years old and registered in your name, your chances of approval are very high.

Up to $10,000 Available

Finance a full set of tires for any vehicle — cars, trucks, SUVs, and EVs — without draining your savings.

No Money Down

Get your tires installed today and start making payments on your schedule. No upfront payment required.

Flexible Payment Schedule

Choose biweekly or monthly payments up to 36 months. Align payments with your paycheque cycle.

No Early Repayment Penalty

Pay off your balance early or make lump sum contributions any time — no fees, no penalties.

FREQUENTLY ASKED QUESTIONS

Who is eligible for financing at Vancity Tires?

Any Canadian resident of legal age in BC can apply. For the no-credit-check asset-based loan, your name must appear on the vehicle registration. If your vehicle is less than 10 years old, your approval chances are very high.

How is my approval amount determined if there's no credit check?

Your approval is based on your vehicle’s current wholesale value as determined by Canadian Black Book — the same valuation tool used by dealers across Canada. The newer and better-conditioned your vehicle, the higher your approval amount up to the $10,000 maximum.

How long does the approval take?

Pre-approvals are issued instantly through the secure online application. Most applicants receive their approval the same day — often within minutes of submitting their documents.

What documents do I need to apply?

To start, we just need your Vehicle’s VIN and vehicle mileage. Once approved, you’ll need to upload a copy of your driver’s license, your vehicle registration (ownership), and your banking information to set up automatic payments. That’s it — everything is collected through a secure online process.

What is the minimum and maximum loan amount?

The minimum loan amount is $500 and the maximum is $10,000, subject to your vehicle’s assessed wholesale value. Most tire purchases for standard passenger vehicles and SUVs fall comfortably within this range.

Can I finance tires for any vehicle?

Yes — Vancity Tires carries tires for cars, trucks, SUVs, crossovers, and electric vehicles. As long as your vehicle is registered in your name and less than 10 years old, you’re likely eligible for financing.

What are the interest rates?

The asset-based (no credit check) loan has a fixed interest rate of 24.99% with a one-time setup fee starting from $99.95, included in the financing. There are no hidden fees and no upfront costs. For drivers with strong credit, a credit-based option with lower rates starting at 9.99% may also be available — ask us for details.

Can I pay off my loan early?

Absolutely. You can repay your balance in full or make lump sum payments at any time with zero penalties or fees. You can also hold up to three active loans simultaneously if needed.

Do you service drivers outside Vancouver?

Yes. Vancity Tires serves drivers from across Metro Vancouver including Richmond, Burnaby, Surrey, Coquitlam, North Vancouver, West Vancouver, Delta, Langley, and Maple Ridge. All tire installations are performed at our physical location — visit us to get your tires mounted and balanced after your financing is approved.

READY TO GET ROLLING?

Talk to our team at Vancity Tires and we’ll walk you through your financing options — no pressure, no jargon. Serving Metro Vancouver drivers from Vancouver to Langley.

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